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HCM City: 10 percent of bank loans go to real estate

20/02/2008 -- 12:57 PM

HCM City (VNA) – Ho Chi Minh City’s real estate market is accounting for around 35 trillion VND or 10 percent of the total loans offered by commercial banks operating in the city, a State Bank of Viet Nam (SBV) official said.

Ho Huu Hanh, director of the SBV branch in Ho Chi Minh City, also said that since early this year, although commercial banks have raised their lending interest rates by 0.05-0.15 percent a month, they have seen an increase in the number of clients queuing for loans to invest in the property development.

By the end of 2007, the An Binh Commercial Joint Stock Bank had lent property developers 1.2 trillion VND, which accounted for 20 percent of its total lending. The rate was also similar at Sacombank, Techcombank and ACB.

Property price went up sharply at the end of last year, with the price of a high-end flat tripling that in the early year, being sold for 4,500 USD per sq.m. of housing floor.

Real estate experts said the market will remain bubbling this year and is likely to see a growth ranging between 20 and 30 percent.

During the year, around 49 luxury apartment projects will be inaugurated, providing the market with tens of thousands of flats.-Enditem

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